Drug & Alcohol Rehab Covered by BCBS of Florida
Blue Cross Blue Shield (BCBS) is one of the largest insurance companies in the United States, delivering coverage to 1 in 3 Americans. BCBS operates in every state as well as Washington, D.C. and Puerto Rico. In Florida, BCBS insurance uses the name Florida Blue.1
River Oaks, located in Tampa, Florida, is within the BCBS network and provides evidence-based treatment that can help you or your loved one get sober and remain in recovery. Here’s what to expect when using BCBS for addiction treatment.
Using Blue Cross Blue Shield of FL for Addiction Treatment in Tampa
When using BCBS for rehab in Florida, it’s important to first find a facility that is in-network. In-network facilities contract directly with your insurer to provide treatment at lower costs.2 With some insurance plans, going out-of-network may result in little to no coverage at all.
River Oaks is in-network with New Directions, a behavioral health organization that functions as the behavioral services provider for Florida Blue insurance. To verify your coverage, simply complete and submit this quick and confidential .
Certain plans may require preauthorization from your insurer before entering treatment. This is to confirm that the treatment is medically necessary and ideal for your condition.3 Admissions navigators at River Oaks are standing by 24/7 at and can help you through this process.
New Directions and Florida Blue
New Directions, a coordinated behavioral health organization, has partnered with Florida Blue to ensure Florida Blue customers have access to high-quality behavioral health providers like River Oaks.4, 5 If you have a New Directions Health Plan, you can use their directory to search for covered providers by inputting your member ID and zip code.
What Types of Addiction Rehab Does BCBS Cover at River Oaks?
Available types of addiction treatment vary by insurance policy. However Florida Blue and BCBS may provide coverage for:6
- Medical detox.
- Outpatient treatment.
- Residential/inpatient treatment.
- Partial hospitalization.
- Medication for addiction treatment (MAT).
Addiction treatment is a very individualized process. The ideal setting and course of action should be outlined by an addiction specialist before you start treatment.7
Upon admission to River Oaks, staff evaluate each patient to ascertain relevant information that will help them develop a path to recovery. This information includes but is not limited to:8
- The substances in their systems and concentration levels.
- Their history of substance use.
- Their physical and mental health condition (e.g., the presence and severity of co-occurring disorders).
- Their living environment and social situation.
Often, someone will undergo multiple levels of addiction treatment. For example, they may begin with medical detox, transfer to residential treatment, and then progress to outpatient care.
How Much Does Drug & Alcohol Rehab Cost With BCBS of FL Coverage?
There are many variable factors that affect the cost of addiction treatment when using BCBS of FL. These include:
- The type of addiction treatment.
- The treatment facility and whether it is a rehab facility that takes BlueCross BlueShield insurance (i.e., whether it is “in-network”).
- The individual BCBS insurance policy.
If you contact the rehab’s admissions department or call the number on the back of your BCBS insurance card, they can provide more detailed information on cost. Additionally, reviewing the summary of benefits and coverage for your individual policy will help explain how Blue Cross Blue Shield rehab coverage is applied.
Even with insurance coverage, addiction treatment can be expensive, though these costs pale in comparison to the price of not getting help when you have an addiction.13 Fortunately, there are many ways to pay for rehab that can make treatment more affordable. For example, treatment centers in Florida may offer financing options when needed.
Addiction is a devastating disorder, but it is treatable.7 Sometimes it just requires seeking help. Call a River Oaks admissions navigator at or fill out the confidential form below and get started today.
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